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5 Building Blocks of a Great Scoring System

Technology is Only Part of the Blueprint
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Understanding Your FICO® Scores

What consumers and lenders need to know about the most widely used credit scores in lending decisions. Understand how lenders evaluate credit risk for loans and other credit with FICO Scores.
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FICO Research Brief: Impact of the CRAs’ Enhanced Public Record Standards on FICO® Scores

Consumer reporting agencies (CRAs) — Experian®, Equifax® and TransUnion® — are changing the data standards and service level requirements of the public record data they maintain.
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Basic Facts About FICO® Scores

There is more than one type of credit score, but FICO® Scores are used in 90% U.S. of lending decisions, making FICO® Scores the most widely used credit scores.
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To Score or Not to Score?

Research explores the minimum amount of data required to build accurate, reliable credit scores
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How Are Credit Line Decreases Impacting Consumer Credit Risk?

Insights - As lenders reduce or close credit lines to mitigate exposure, new research explores its impact on FICO scores
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FICO® Score Fact Sheet

The most widely-used credit scores are FICO® Scores, the credit scores developed by FICO and available through consumer reporting agencies.
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FICO® Score XD Infographic

Expanding Credit Opportunities
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What is FICO® Score XD?

Giving lenders the ability to identify credit ready, previously unscorable borrowers.
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Can Alternative Data Expand Credit Access?

New FICO research shows how to score millions more creditworthy consumers

Digital Transformation and the Future of Insurance

Two surveys of insurance industry executives show the challenges in insurers' digital transformation initiatives - here's how a platform approach closes the gaps

Saudi Credit Bureau Delivers Access To Loans For Millions with Score

SIMAH wins FICO® Decisions Award for financial inclusion using FICO® Scores

Financial Wellness: How Banks Can Help Their Customers

What can banks do to assist consumers with their financial health – and can this be profitable?

2023 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!

AI Governance: A Critical Component of Corporate ESG Initiatives

Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts

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