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FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 
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FICO Honors Cognizant for AI-Powered Financial Marketing Solution at Inaugural GSI Hackathon

Global partners join forces to drive the future of financial innovation with FICO Platform

UK Cards Data Reveals Fall in Spending but Rise in Balances

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May
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Leading Fintech Achieve Taps FICO Score 10 T to Expand Consumer Access to Personal Loans

FICO and Achieve Partner to Power Brighter Financial Futures
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FICO Honors Four Global Leaders in Analytics and Digital Transformation

First FICO Decision Hero Awards recognize four visionaries for careers transforming financial services through data-driven innovation
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Santander US Auto Business Wins 2025 FICO Decisions Award for Machine Learning Credit Risk Analysis

Santander uses FICO Platform to offer financing solutions across a wide range of credit profiles
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FICO Honors Infosys for Loyalty Program Innovation at Inaugural GSI Hackathon

Global partners join forces to drive the future of financial innovation with FICO Platform
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FICO UK Credit Card Market Report: January/February 2025

First-party fraud identified as potential risk as financial pressures impact affordability
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FICO Platform Helps Lloyds Banking Group Say Yes to More Customers

Leading UK high street banking group uses FICO® Platform to meet customer lending needs 24/7
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Average US FICO Score Drops to 715

FICO analysis shows that more than eight million borrowers are potentially impacted by new student loan delinquencies, partly driving the two point drop of the average U.S. FICO® Score
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HSBC UK and FICO Win FStech Award for Best Use of Data Analytics

Leading UK bank used FICO optimisation tools to grant more credit with highly tailored decision strategies

UK Cards and Credit Risk: Further Decline in Balances Paid

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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myFICO Sees Significant Surge in Consumers Checking FICO Scores

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed
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FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments

Consumers are still prioritising paying off credit card bills post-pandemic

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