FICO UK Credit Card Market Report: November 2023
Financial squeeze on households illustrated by fall in payments to balance while spending followed usual pre-Christmas upward trend
Four ways banks can use pricing optimization to drive sales growth in lending
As certain types of consumer and business loan volumes increase, the ability to optimize loan pricing for originations is becoming a must-have capability for financial institutions.
UK Card Payment Trends: Delinquencies Still Climbing
FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023
Optimizing Device Financing Sheds Cost, Drives Revenue
A data-driven optimization process expands opportunity, improves profitability, and reduces risk for communications service providers that offer device financing
FICO UK Credit Card Market Report: October 2023
Sales and cash spend fall before the usual Christmas upturn, although inflation means spending higher than the same period in 2022
FICO UK Credit Card Market Report: September 2023
Credit card missed payments and total balances rise, while spending falls ahead of the festive period
Leading telecom and cable provider
Top US provider increases payment arrangements nearly 40%, while reducing costs more than $2Million.
UK Credit Card Payment Trends - Missed Payments Are Rising
Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments
Forrester Report: The Future of Digital Experiences in Banking
How Emerging Technologies Will Transform Digital Banking Experiences Over the Next Decade
FICO UK Credit Card Market Report: July/August 2023
Summer months see average credit card spend and balance continue to trend upwards while payments to balance rose and fell, sending warning signals to lenders ahead of winter
Reinventing Telco Onboarding Through Advanced Analytics
Recover abandoned credit applications via compelling customer messages.
2024 Bank Customer Experience Survey: US
Insights into US customer behaviors, preferences, and experiences with banks
Canadian Bankcards: Delinquencies on Monoline Cards Are Rising
FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels
Five keys to outpricing the competition - Spanish
Why outpricing (not underpricing) is a race to the top for winning market share
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