How to Build Credit Risk Models Using AI and Machine Learning
Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?
What’s Behind FICO’s Bodacious Stock Returns?
Jack looks at how the humble credit score has made investors more than 100,000%. Plus, Barron's reporter Mackenzie Tatananni answers a question about Wolfspeed.
New UK Credit Cards Data Shows Lower Spending, More Delinquencies
Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards
Financial IT UK Entercard Adopts FICO Platform to Fight Application Fraud
FICO® Platform’s capabilities for model development, identity resolution, streaming data and service orchestration will help Entercard, one of the leading Nordic finance companies.
Three insights you may have missed from theCUBE’s coverage of FICO World
Modern institutions are shifting from static profiles to adaptive insight, building real-time behavioral models that evolve with every login, transaction or risk event.
Why foreclosures are still below pre-pandemic levels
Foreclosures rose from a low base last quarter
How to Manage the Rise in Credit Delinquencies
Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service
Advance Your AI, Optimization and Customer Engagement
Explore the Q2 2025 FICO® Platform release: powering your intelligent enterprise with enhanced analytics, faster optimization, and smarter AI-driven decisions
Report: Debit card skimming declined in 2024
The number of compromised debit cards resulting from skimming activity declined in 2024, but financial institutions and customers should remain vigilant, according to new figures by credit scoring firm FICO.
Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10
Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment
FICO Survey Finds 90% of Canadians Value Customer Experience Over Products and Services
Customer experience plays an important role in a customer’s financial decision making, including time commitment and loyalty
As Artificial Intelligence Gains Steam, the Power Grid Heats Up
Data centers are booming, fueling concerns about capacity constraints, construction and energy costs, operational risks and resilience.
FICO Helps British Insurance Provider Vitality Deliver Personalised Healthcare Journeys
Unique fully digital journey increases operational efficiency with 69% reduction in claims started over the phone, improving customer engagement and loyalty
Lloyds builds on lending momentum with AI
$1.1T bank is scaling up digital, gen AI initiatives in 2025
Commentary: Harnessing AI in auto finance while enhancing efficiency and customer trust
In the rapidly evolving landscape of auto finance, artificial intelligence emerges as a transformative force.
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