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The challenge: Balancing higher margin and higher risk.
Continual innovations in the payments industry — mobile payments, e-commerce and micro-merchants — have created a new landscape for merchant risk management. Competition is increasing, markets are consolidating and margins grow increasingly more compressed. As a result, many acquirers look to meet their growth targets by expanding into higher-margin and higher-risk merchant categories, such as travel, fashion, pharmaceuticals, tech support, money services and gaming.
FICO's Acquisition, Origination and Growth Ecosystem for Merchant Services empowers acquirers to be more decisive in pursuing growth opportunities across all merchant categories. How? By strengthening their core risk management processes and improving efficiencies by introducing automation across the merchant lifecycle, from onboarding through monitoring and case management – helping acquirers to grow profitably.
The FICO Acquisition, Origination and Growth Ecosystem for Merchant Services is an industry-leading combination of advanced analytics and decision management technology that helps you:
The foundation of FICO’s Acquisition, Origination, and Growth Ecosystem for Merchant Services is the seamless integration of our world-class analytics and strategy development tools and robust decision execution environments. This integration facilitates a "learning loop" that empowers business users to quickly understand the performance of their current decisioning strategies and to develop, test and deploy refined strategies that will drive more satisfying customer experiences and more profitable business outcomes.
Vantiv streamlines merchant onboarding with FICO® Decision Management Suite.
Realize the promise of advanced analytics and decision management.
FICO Decision Technology Community
Drive smarter, precise and consistent decisions across the customer lifecycle, powered by your business users Data-driven decisions are becoming strategically important to a company’s success at every stage of the customer lifecycle. Compa...
The combination of commerce digitization, increased demand for new payment solutions and continually shifting regulations is both increasing diversity in the merchant acquiring industry and adding complexity to managing risk within merchan...
In order to satisfy merchants’ expectations while growing share in a consolidating industry, merchant acquirers are turning to technology to balance onboarding speed and risk tolerance. To reach this balance, acquirers need a consistent, r...