The FICO Data Privacy Policy explains FICO’s collection and use of cookies. Cookies help us remember your settings to provide you with a better browsing experience; allow us to assess, monitor, and improve the website’s performance; and enable our partners to advertise to you. You may disable the cookies by changing the settings in your browser, and you may tell us not to share your cookie data with third parties. By using this website, you consent to the use of cookies as described in the FICO Data Privacy Policy.
The challenge: Balancing higher margin and higher risk.
Continual innovations in the payments industry — mobile payments, e-commerce and micro-merchants — have created a new landscape for merchant risk management. Competition is increasing, markets are consolidating and margins grow increasingly more compressed. As a result, many acquirers look to meet their growth targets by expanding into higher-margin and higher-risk merchant categories, such as travel, fashion, pharmaceuticals, tech support, money services and gaming.
FICO's Acquisition, Origination and Growth Ecosystem for Merchant Services empowers acquirers to be more decisive in pursuing growth opportunities across all merchant categories. How? By strengthening their core risk management processes and improving efficiencies by introducing automation across the merchant lifecycle, from onboarding through monitoring and case management – helping acquirers to grow profitably.
The FICO Acquisition, Origination and Growth Ecosystem for Merchant Services is an industry-leading combination of advanced analytics and decision management technology that helps you:
The foundation of FICO’s Acquisition, Origination, and Growth Ecosystem for Merchant Services is the seamless integration of our world-class analytics and strategy development tools and robust decision execution environments. This integration facilitates a "learning loop" that empowers business users to quickly understand the performance of their current decisioning strategies and to develop, test and deploy refined strategies that will drive more satisfying customer experiences and more profitable business outcomes.
We want to help you future proof the next step in your organization’s journey by sharing the lessons FICO experts have learned about building resiliency during tumultuous times. Register below to gain access to our virtual event series.
From April 20 through May 28, FICO will host a series of live webinars sharing best practices and strategies for resiliency in your organization. The topics fall within six tracks including adaptability, digital customer engagement, risk management, operational efficiency, building trust and protecting customers.
Vantiv streamlines merchant onboarding with FICO® Decision Management Suite.
Realize the promise of advanced analytics and decision management.
FICO Decision Technology Community
Modern decision management projects are highly complex, involving interactions between process management, user interfaces, and automated decisionmaking. Project success depends on having a clear and complete set of functional requirements...
FICO® Origination Manager (OM) is a comprehensive account origination platform designed to enable both large and small organizations to maximize returns and control costs, and to deliver strong customer engagement. It is configurable to a ...
You won’t get much argument from financial marketers if you claim that marketing is changing—although you might get some pushback if you assert that traditional methods are dead. So-called “traditional” approaches to marketing—outbound approaches like direct mail and mass media advertising—get rapped for being intrusive or interruptive and for declining effectiveness. In contrast, SEOPressor calls inbound marketing (which includes tactics like content marketing and social media) the “new” marketing because it’s … well, because it’s not the old marketing.
Drive smarter, precise and consistent decisions across the customer lifecycle, powered by your business users Data-driven decisions are becoming strategically important to a company’s success at every stage of the customer lifecycle. C...