Acquisition, Origination & Growth for Merchant Acquiring

Acquisition, Origination & Growth for Merchant Acquiring

Pursue smart growth strategies while managing an appropriate level of merchant.

Solution Details

The challenge: Balancing higher margin and higher risk.

Continual innovations in the payments industry — mobile payments, e-commerce and micro-merchants — have created a new landscape for merchant risk management. Competition is increasing, markets are consolidating and margins grow increasingly more compressed. As a result, many acquirers look to meet their growth targets by expanding into higher-margin and higher-risk merchant categories, such as travel, fashion, pharmaceuticals, tech support, money services and gaming.

FICO's Acquisition, Origination and Growth Ecosystem for Merchant Services empowers acquirers to be more decisive in pursuing growth opportunities across all merchant categories. How? By strengthening their core risk management processes and improving efficiencies by introducing automation across the merchant lifecycle, from onboarding through monitoring and case management – helping acquirers to grow profitably.

The FICO Acquisition, Origination and Growth Ecosystem for Merchant Services is an industry-leading combination of advanced analytics and decision management technology that helps you:

  • Decisively pursue growth opportunities without compromising risk management.
  • Deliver a world-class experience to merchants of all sizes — from onboarding to servicing.
  • Continually adapt to changing market conditions, regulatory requirements, and competitive dynamics.

The foundation of FICO’s Acquisition, Origination, and Growth Ecosystem for Merchant Services is the seamless integration of our world-class analytics and strategy development tools and robust decision execution environments. This integration facilitates a "learning loop" that empowers business users to quickly understand the performance of their current decisioning strategies and to develop, test and deploy refined strategies that will drive more satisfying customer experiences and more profitable business outcomes.

Case study

Vantiv

Vantiv streamlines merchant onboarding with FICO® Decision Management Suite.

Solutions for Merchant Acquiring

credit_card Merchant Onboarding

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receipt Merchant Monitoring

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FICO® Decision Management Suite

Realize the promise of advanced analytics and decision management.

FICO Decision Technology Community

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  • Learn and Improve
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Resources

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FICO® Decision Technologies

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Merchant Onboarding: Striking a Balance Between Speed and Risk Tolerance

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