New era in mortgage credit risk: Impact and considerations 2023
The mortgage industry has seen extraordinary shifts over the last few quarters, but with the approval of FICO® Score 10T by the FHFA for mortgage, change is on the wind
FICO® Score Insights Podcast: Exploring Consumer Credit Risk and Resilience
Exploring Consumer Credit Risk and Resilience
FICO Works to Keep Credit Flowing During Uncertain Economic Times
FICO announces FICO® Resilience Index, a new analytic tool to help lenders make more informed and precise decisions during changing economic cycles
Meet Our 2024 FICO Decisions Awards Judges
A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation
Financial Resilience: FICO Data Shows New US Borrowers Are More Fragile
Highlighting results from FICO’s 2023 FICO® Resilience Index 2 benchmarking reports
How Has Borrower Resilience Evolved Over Time?
Insights from the latest from the FICO Resilience Index Industry Benchmarking Results
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Top 10 Reasons to Migrate to FICO® Score 10T
Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
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