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​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
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Accelerating Enterprise Fraud Innovations through API readiness – focus for providers

A solution sheet for active providers to accelerate fraud-related APIs, align with market demand, and capture emerging enterprise fraud opportunities.
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2026 INFORMS Analytics+ Conference

FICO is a Platinum Sponsor of the 2026 INFORMS Analytics+ Conference
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AI in Receivables Management from the CIO's Perspective - German

This article from Rethinking Finance explores how AI is changing debt management

What Is Customer Acquisition? How to Create a Great Customer Acquisition Strategy

Customer acquisition is a strategic process to attract and convert the right buyers into paying customers, and has specific requirements in financial services

How to Improve Collection Decision Strategies with Analytics

Predictive analytics, optimization and omni-channel communications can transform collections strategy efficiency and performance

A Guide to Price Optimization: What Is It, How it Works, and Why You Need It to Maximize Profits

Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy
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FICO named a Leader in the 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms

Recognized for Completeness of Vision and Ability to Execute
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FICO recognized in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms

Recognized across all four Critical Capabilities Use Cases

How to Build a Winning Customer Communication Strategy to Reduce Fraud and Improve Debt Resolution

Reducing fraud, improving debt collection and building customer loyalty are three gains businesses can achieve with a great customer communication strategy
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FICO Xpress Solver Performance Since 2020

Version 9.8 (October 2025) vs. 8.9 (March 2020)
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New FICO and Corinium Study Reveals Global Financial Institutions Abandon GenAI Hype for Responsible AI Standards

The survey reveals key forces driving AI investment, cross-functional alignment, operational readiness, risk oversight, and platform innovation across the enterprise
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Transforming Merchant Acquiring with FICO

Technology, Insights and Solutions

Debt Collection Strategies:  Solve the 6 Toughest Challenges

More effective debt collection strategies using optimization create a strategic advantage that builds customer loyalty and drives long-term profitability

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