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2023 Trends Report

Top five trends redefining banking today
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Mibanco

Latin America’s largest microfinance bank uses FICO® Platform to expand microlending and help unbanked consumers
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FICO® Score Open Access in Canada

The FICO® Score Open Access program allows lenders to help educate Canadian consumers about their FICO® Scores by providing comprehensive and transparent information to help them understand their scores.
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FICO® Score 10 in Canada

FICO® Score 10 supports predictive consumer credit risk management for Canadian lenders. FICO® Scores are used by 90% of top Canadian lenders and credit unions and have been an industry standard measure of risk for over 25 years.
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Banreservas Automates 80 Percent of Loan Applications and Grows Business with Intelligent FICO Decision Engine

Largest bank in the Dominican Republic wins FICO® Decisions Award for Customer Onboarding & Management

How Composability Helps Banks Reimagine Operational Efficiency and Agility

To get ahead in today’s digital ecosystem, banks need a modular technology architecture that can flex to meet myriad decisioning needs
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Real-time credit decisioning

Increase the volume of real-time credit approvals via digital account opening
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Omnichannel communications

Credit applicants abandon applications for numerous reasons, but delivering compelling messages is key to re-engaging and winning back their business.
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Initial Credit Line Determination

Assessing real-time risk to accurately determine an applicant’s initial credit line.
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Fighting application fraud head-on

Are you successfully safeguarding customers and preventing fraud, while still being able to make real-time origination decisions?

Improving Your Efficiency Ratio: 7 Financial Institutions’ Results

See how a platform approach to enterprise intelligence allowed these banks and card processors to succeed at making digital transformation highly profitable

2024 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!
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The heat is on

Meeting banking expectations via a platform infrastructure
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Risks of Multiple Credit Scores

Understanding the Risks of Multiple Credit Scores in Mortgage Lending
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FICO® Score XD - How it works

Giving lenders the ability to identify credit ready, previously unscorable borrowers

Take the next step

Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.