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FICO® Score Insights Podcast: Exploring Consumer Credit Risk and Resilience

Exploring Consumer Credit Risk and Resilience
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FICO Works to Keep Credit Flowing During Uncertain Economic Times

FICO announces FICO® Resilience Index, a new analytic tool to help lenders make more informed and precise decisions during changing economic cycles
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Impact of medical collection data removal by the CRAs on FICO Scores

FICO analysis assessing the impact that medical collection data removal by the CRAs on FICO Scores
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2023 Trends Report

Top five trends redefining banking today

Financial Resilience: FICO Data Shows New US Borrowers Are More Fragile

Highlighting results from FICO’s 2023 FICO® Resilience Index 2 benchmarking reports
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Home Credit China Cuts Risk by 25 Percent on Consumer Loans to Thin File Applicants

Global non-bank lender wins FICO® Decisions Award for Financial Inclusion using FICO® Score
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FICO® Score Open Access in Canada

The FICO® Score Open Access program allows lenders to help educate Canadian consumers about their FICO® Scores by providing comprehensive and transparent information to help them understand their scores.
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FICO® Score 10 in Canada

FICO® Score 10 supports predictive consumer credit risk management for Canadian lenders. FICO® Scores are used by 90% of top Canadian lenders and credit unions and have been an industry standard measure of risk for over 25 years.
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FICO Partners with HUD and PERC on Rental Data Study

Study shows value of rental data in credit scoring models such as FICO® Score 9 in providing credit visibility for thin-to-no credit profiles

How to Protect Mobile Wallets from Prepaid Card Fraud

What are the strategies that are reshaping the battle against prepaid card fraud within the realm of mobile wallets?
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FICO Introduces New FICO Score 10 Suite

FICO® Score 10 Suite Outperforms All Prior FICO Scores Providing Power and Flexibility for Precise Credit Risk Decisions

Increased debt load poses risk to student loan borrowers

Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers

Student loan borrowers at risk of delinquency when payments resume

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Real-Time Payments Fraud: Are New Regulations and Liability Shifts Coming?

The growth of fraud associated with real-time payments has already caused liability and regulatory changes abroad – will it happen in the United States too?
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Why rely on guesswork when you can have certainty with optimization?

Six top-performing clients outline how they’re letting prescriptive analytics do the work

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