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UK Cards: Signs of Risk in Rising Balances

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
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FICO UK Credit Card Market Report: June 2025

Summer spending and continued financial pressures push up credit card balances

Survey: What Makes a Great Customer Experience?

A new FICO survey on customer experience found that 9 in 10 people globally believe that customer experience is as important as a bank’s products
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FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy

New white paper revealing that FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.
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FICO UK Credit Card Market Report: May 2025

Consumers put the brake on credit card spending, but balances continue to track upwards

Bank Primacy: Survey Reveals Secrets to Customer Loyalty

FICO's global survey finds that 90% of customers have a primary bank provider, but over a third would switch to get a better offer or customer experience

How to Unlock the Hidden Patterns in Payment Transactions

Applied Intelligence helps capture payments data across the business

Canada Bankcard Industry Benchmarking Trends: Q2 2025  

Credit card insights uncover developing financial pressures affecting many Canadians

What June Data Says about UK Credit Cards and Consumers

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk
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FICO Joins Forces with MI New York to Elevate Financial Literacy

As part of FICO’s partnership, MI New York cricketers will help raise awareness of the importance of financial literacy and credit education among fellow cricketers and cricket fans.
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FICO UK Credit Card Market Report: April 2025

Financial pressures remain evident as spending falls and average balances increase
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FICO and the Hispanic 100 Foundation Hosts Free Financial Literacy Event to Help Consumers Unlock Their Financial Futures

Special guest, Congresswoman Young Kim to join workshop in Yorba Linda to encourage attendees to equip themselves for credit and financial success
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Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers

FICO’s most predictive credit score to help Guild to grow borrower base while maintaining portfolio performance
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FICO Recognized as a Leader in 2025 AI Decisioning Platforms Report by Independent Research Firm

FICO® Platform received the highest score in current offering among 15 AI Decisioning Platform providers evaluated
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The Forrester Wave™: AI Decisioning Platforms, Q2 2025

FICO named a leader

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