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UK Credit Cards: More Consumers Missing Second, Third Payments

FICO's monthly report on UK credit cards shows some financial resilience on the part of consumers, but a trend toward payment slippage
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Large Global Bank

Global bank improves trade-offs between growth and margin with consistent modeling, methods, and user experience

Risk and Lending Predictions 2023: Hyper-Personalisation and More

Hyper-personalizing customer treatments, understanding borrowers' financial resilience and scenario simulation and testing will all be priorities for financial services

Top 5 Decision Management Posts of 2022: AI and Digital Jane

From diversity in AI to the film Highlander to transformative banking experiences, these decision management topics pointed the way to the future

FCA’s Consumer Duty Mandates Sharper Use of Technology

Managing UK customers to better outcomes under the FCA’s Consumer Duty will require a true platform for understanding and action

Agile Collections Strategies Can Protect Loyalty in Tough Times

As economic victims swell the collections queue, do you have the tools you need to differentiate them and apply the correct treatments to different cohorts?
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UltraFICO® Score Fact Sheet

The consumer-powered score. See where it can take your business.
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UltraFICO® Score Product Sheet

The consumer-powered score. See where it can take your business.
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Financial industry experts strategic use of consumer-permissioned data in credit scoring

Industry thought leaders from Finicity, Experian, and FICO gather to discuss the potential of consumer-permissioned data in credit scoring to responsibly improve the credit score process and reach more consumers.
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Money 20/20 Keynote - New Frontiers in Credit Risk Scoring

New Frontiers in Credit Risk Scoring
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Big Shift Could Help Boost FICO Credit-Score Calculations

Consumers with a low FICO could get a higher UltraFICO, a new score that factors in bank-account activity as well as loan payments.
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FICO Financial Inclusion Initiative

A Path to Inclusion for Over One Billion
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Understanding Your FICO® Scores

What consumers and lenders need to know about the most widely used credit scores in lending decisions. Understand how lenders evaluate credit risk for loans and other credit with FICO Scores.
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FICO® Customer Management Tools

The benefits of actively using FICO Customer Management tools and steps to achieving maximum value
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FICO® Score XD Infographic

Expanding Credit Opportunities

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