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Promotional Pricing for Deposits—One Size Does NOT Fit All

Explore AI and Digital Transformation at FICO World 2019

What innovations in AI and advanced analytics can propel your digital transformation? Explore this at FICO World 2019.

Leveraging Alternative Data to Extend Credit to More Borrowers

Want to Revolutionize Collections? Adopt a Marketing Point of View

If technology can make lenders more competitive during the loan origination stage, can similar approaches be used by debt collectors when some of those loans inevitably become delinquent?

The New White Walkers: Zombie Synthetic Identity Fraud

Synthetic identity frauds that strategically hid themselves in the bad debt book may be coming back from the dead as zombie synthetic identity fraud.

Supply Chain Optimization: BASF Solves a Major Challenge

BASF’s advanced business analytics team used FICO Xpress Optimization to map all of its supply chains at once to weigh the economic value of an investment.

Reinventing Origination: Engage the Customer in the Process

UBS Card Center Wins Security Innovation Award with FICO AI

UBS Card Center’s fraud team used the latest AI and machine learning capabilities in the FICO® Falcon® Platform to stop 84% more fraudulent transactions

Worldpay Transforms Merchant Onboarding with FICO Platform

Using the FICO Decision Management Platform and FICO Application Studio, Worldpay has been able to increase automated merchant onboarding approval rates.

Persistent Debt Regulation and Advanced Analytics

Here's how decision optimisation can improve cardholders' strategies to comply with persistent debt regulation and help consumers meet their credit burdens.

Synthetic Identities: From Data Breaches to Auto Loan Fraud

Criminals are using data breaches to create synthetic identities, which in turn are used to secure auto loans or other financial products.

Persistent Debt – Moving from Prevention to Competing

My last two posts on persistent debt in the UK focused on compliance and prevention. Here’s a different angle: Can issuers actually compete in this area?

11 Credit Trends That Raise Questions for Debt Collectors

However efficient and advanced a debt collection operation is, it’s being stress-tested by a multitude of factors in ways not seen since the last global recession.

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