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Student Loan Delinquencies Lower the Average FICO Score to 715

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores
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TransUnion and FICO Partner to Introduce Groundbreaking Risk Solutions to Kenya to Expand Credit Access

TransUnion Kenya is leveraging its CreditVision Variables solution and FICO partnership to redefine risk management and help expand access to financial services across Kenya
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FICO Recognized for Outstanding Workplace Culture in Brazil

For the first time, the company has been featured in the FIA Employee Experience ranking, while earning Great Place to Work certification for the sixth consecutive year.
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Initial Credit Line Determination - Spanish

Real-time risk assessment to accurately determine an applicant’s initial credit line.
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Initial Credit Line Determination - Portuguese

Real-time risk assessment to accurately determine an applicant’s initial credit line.
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New FICO Survey: 88% of Customers Consider Customer Experience of Equal Importance to Product Offerings When Choosing Their Bank

Banks that offer high-quality customer experience across all touchpoints and channels better compete with fintechs, drive growth, and secure loyalty

2025 Mortgage Refi Boom in Australia: The AI Advantage

As Australia faces multiple rate cuts in 2025, learn how AI and transaction analytics can power smarter, faster mortgage refinancing decisions
Media Coverage

This is what happens when Buy Now, Pay Later loans are folded into FICO scores

After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the possibility of improved credit outcomes for diligent borrowers.
Media Coverage

Most Credit Scores Unhurt by Buy Now Pay Later Loans FICO Says

Most Credit Scores Unhurt by Buy Now Pay Later Loans FICO Says
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Omni-Channel Engagement Capability for Fraud

Drive smarter communication decisions with AI-powered intelligent communications, delivered on the industry-leading FICO® Platform
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Introducing FICO® Marketplace - Unlocking Value for Providers.

Discover how FICO® Marketplace provides competitive advantages and a supercharged path to growth for providers.
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Will Lansing on Open Interest

Growth of FICO software
Corporate News

FICO UK Credit Card Market Report: November/December 2024

Spending and credit card balances reached the highest averages since FICO records began in 2006
Corporate News

FICO Announces Earnings of $6.14 per Share for First Quarter Fiscal 2025

Revenue of $440 million vs. $382 million in prior year
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FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO’s innovative treatment of that data

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