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Mike Trkay

Mike Trkay: Pioneering AI-Driven Transformation in Financial Services

Mike Trkay, CIO of FICO, is one such leader, with a career spanning over 27 years in technology strategy, digital transformation, and enterprise innovation.
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HSBC UK and FICO Win FStech Award for Best Use of Data Analytics

Leading UK bank used FICO optimisation tools to grant more credit with highly tailored decision strategies
Media Coverage

5 Key Insights About Bank Customers & How to Win Their Loyalty

In September 2024, FICO commissioned a survey of 1,000 bank customers across the US. We asked about their banking habits and preferences, and whether their financial institutions are truly meeting their needs.
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2025 Consumer Survey: Germany Fraud, Identity and Digital Banking

What customer really expect from the onboarding process?
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FICO Survey: 1 in 3 Indonesian Consumers Blame Banks for Scam Losses

Rising scam incidents and low expectations for refunds highlight growing pressure on banks to act
Media Coverage

The new partnership between Affirm and Experian means the impulse-buying economy will be running headlong into America’s data-mining ecosystem

Affirm began sharing data with Experian and has been feeding information to the developer of the FICO score.

UK Cards and Credit Risk: Further Decline in Balances Paid

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers
Media Coverage

Credit scores still key as auto lenders look to alternative data

Credit scores continue to be a key factor in auto lending, even as alternative data is incorporated in evaluating creditworthiness, FICO says.

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
Media Coverage

FICO’s next chapter: Inside the future of mortgage scoring with Joe Marsocci

FICO’s Joe Marsocci sits down with Diego Sanchez to explain how Score 10T is reshaping underwriting and capital markets strategies.
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myFICO Sees Significant Surge in Consumers Checking FICO Scores

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed

2026 FICO Decision Awards: Nominations Now Open

Call for analytics and digital transformation champions!
Media Coverage

FICO's Julie May on how score use in mortgages is changing

The push for government-related mortgage investors to adopt advanced credit metrics — originally slated for 2025 — has been put on hold indefinitely.
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FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments

Consumers are still prioritising paying off credit card bills post-pandemic
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Scam Survey: UK Consumers Lack Confidence in Real-Time Payments Security

FICO’s latest research highlights the need for financial institutions to effectively communicate security measures for wider adoption of RTP

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