How Did the Pandemic Affect UK Consumers’ Card Payments?
FICO data reveals that the positive payment behaviour from the pandemic is still persisting
Innovative Algorithm Slashes Time to Solve Massive Optimization Problems
Research paper by Bjørnar Luteberget and Giorgio Sartor wins 2024 FICO® Xpress Best Paper Award; the algorithm is now in FICO® Xpress Solver
Black students receive real-world experience with FICO challenge
The FICO Educational Analytics Challenge helps black college students studying data science learn about AI principles in a partnership with HBCUs, writes Scott Zoldi.
10 Unexpected, Under the Radar Predictions for 2025
From looming energy shortages and forced AI confessions to the rising ranks of AI-faked employees and a glimmer of a new cyber-iron curtain, here’s what’s happening that may require you to change your company’s course.
Fair Isaac Corporation Announces Date for Reporting of First Quarter Fiscal 2025 Financial Results
FICO will announce its first quarter fiscal 2025 results on February 4, 2025, after the market closes and will host a conference call on February 4th at 5:00 p.m. Eastern time
Using Blockchain to Build Customer Trust in AI
FICO developed a private blockchain that automated documentation and standards in model development. This approach sped its time to market with AI and analytic innovation, but has also helped keep new models in production.
Communicating with Your Customers to Beat Fraud
With real-time, omni-channel communications, banks can improve fraud management and customer experience with personalized outreach
US Credit Unions – Credit Card Benchmarking Trends for 2024
Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance
FICO Expands Educational Analytics Challenge Program with Three New Historically Black Colleges and Universities to Educate Aspiring Data Scientists
Students at J.F. Drake State Community and Technical College, North Carolina Central University, and Fayetteville State University, as well as returner Alabama A&M University, join FICO’s Analytics Challenge, focused on combating financial fraud
UnionBank Onboarded 50K Customers Monthly with FICO Platform
UnionBank, one of the Philippines’ most innovative financial institutions, has transformed its customer onboarding and credit decisioning process using FICO® Platform.
FICO® Score 10T Materially Outperforms VantageScore 4.0
New analysis proves FICO® Score 10T’s superior performance for homebuyers, mortgage lenders and investors.
2024 Bank Customer Experience Survey: Peru
Insights into Peruvian customer behaviors, preferences, and experiences with banks
Tech Trends: Decision Intelligence, Business Composability, and Context-Aware Computing
Leaders must adopt smarter, more agile approaches to business challenges
Danger! 4 Award-Winning Videos Raise Scam Awareness
The four winning videos from the Spotlight! Payments Video Challenge bring creativity to scam prevention education
FICO® Focused Foundation Model for Financial Services
A breakthrough in responsible, applied AI. The FICO® Focused Language Model and FICO® Focused Sequence Model are domain-specific, genAI models and deliver higher accuracy and explainability for critical business decisions.
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