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Modernize your collections strategy with an AI-powered, customer-centric strategy

Reduce risk, boost outcomes, and build lasting customer relationships with AI-powered segmentation, personalization, and omni-channel engagement.

The Future Belongs to the Intelligent Enterprise

At FICO World, we revealed how FICO Platform turns vision into action, enabling the Intelligent Enterprise of tomorrow, today

PSD3: Preparing for the Next Wave of Payments Regulation 

FICO’s omni-channel Customer Communication Services can help European institutions stay ahead through tailored customer outreach
Media Coverage

This is what happens when Buy Now, Pay Later loans are folded into FICO scores

After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the possibility of improved credit outcomes for diligent borrowers.
Media Coverage

Most Credit Scores Unhurt by Buy Now Pay Later Loans FICO Says

Most Credit Scores Unhurt by Buy Now Pay Later Loans FICO Says
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Will Lansing on Open Interest

Growth of FICO software

Collection Strategies: Best Practices for the Digital Age

Omni-channel communications, analytics and optimization are bringing greater targeting to debt collection strategies, improving results and customer relationships
Corporate News

FICO UK Credit Card Market Report: November/December 2024

Spending and credit card balances reached the highest averages since FICO records began in 2006
Corporate News

FICO Announces Earnings of $6.14 per Share for First Quarter Fiscal 2025

Revenue of $440 million vs. $382 million in prior year
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2025 Consumer Survey: Spain Fraud, Identity and Digital Banking

What customer really expect from the onboarding process?
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FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO’s innovative treatment of that data
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FICO Honors Amazon Team in Competition for Groundbreaking Optimization Research

FICO® Xpress Solver used by Modeling and Optimization group at Amazon to perform important research work on improving the speed and efficiency of massive delivery networks
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New FICO Survey: 69% of Canadian Consumers Want Banks to Protect Against Scams During Real-Time Payment Transactions

Survey showcases how banks can address consumer expectations with better fraud detection systems, real-time communications, and personalized customer experience
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Yapı Kredi Cuts Fraud by 98% in Seven Years Using FICO AI Technology

Turkish lender achieves one of the best fraud ratios among Turkish banks by incorporating custom machine learning scores with FICO® Falcon® Fraud Manager
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FICO® Score Credit Insights, Fall 2025 Edition

A comprehensive first-edition report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.

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