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FICO UK Credit Card Market Report: January/February 2025

First-party fraud identified as potential risk as financial pressures impact affordability
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FICO Platform Helps Lloyds Banking Group Say Yes to More Customers

Leading UK high street banking group uses FICO® Platform to meet customer lending needs 24/7
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HSBC UK and FICO Win FStech Award for Best Use of Data Analytics

Leading UK bank used FICO optimisation tools to grant more credit with highly tailored decision strategies

UK Cards and Credit Risk: Further Decline in Balances Paid

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments

Consumers are still prioritising paying off credit card bills post-pandemic
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Fujitsu and FICO Partner to Accelerate Digital Transformation in Financial Services

Financial services firms in Japan to gain enhanced decisioning and risk management capabilities through FICO solutions

New UK Credit Cards Data Shows Lower Spending, More Delinquencies

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

How to Manage the Rise in Credit Delinquencies

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service
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FICO UK Credit Card Market Report: November 2025

Pre-Christmas spending remained below 2024 figures, but balances rose as payments fell to the lowest level since 2021

New Frontiers for Applied Intelligence: Innovations on FICO Platform

Explore the forthcoming capabilities for business decision-making and applied intelligence based on AI, composability and more

Octane Grows Lending by 36% with FICO Auto Score 10

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
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FICO Recognized for Outstanding Workplace Culture in Brazil

For the first time, the company has been featured in the FIA Employee Experience ranking, while earning Great Place to Work certification for the sixth consecutive year.
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New FICO Survey: 88% of Customers Consider Customer Experience of Equal Importance to Product Offerings When Choosing Their Bank

Banks that offer high-quality customer experience across all touchpoints and channels better compete with fintechs, drive growth, and secure loyalty
Corporate News

FICO UK Credit Card Market Report: November/December 2024

Spending and credit card balances reached the highest averages since FICO records began in 2006

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