Debit Card Compromise in 2024: Events Up, Number of Compromised Cards Down
Debit card skimming in the US in 2024 was a mixed bag, with increases in reported incidents but decreases in total number of compromised cards
Credit Union Borrowers Use and Seek Credit More Than National Bank Borrowers
Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions
Student Loan Delinquencies Lower the Average FICO Score to 715
New reporting of student loan delinquencies among key drivers of the downward shift of credit scores
FICO® Marketplace: OpenAPI Specification (OAS) Requirements
Learn how to list on FICO Marketplace and gain insight on the guardrails, process and benefits of the OpenAPIT Specifications (OAS) as the preferred format for you to describe your JSON-based RESTful APIs'.
FICO UK Credit Card Market Report: October 2024
Payments to balance unexpectedly increase – albeit marginally - as spend and balances fall in typical seasonal patterns
FICO Wins Banking Tech Award for Blockchain and AI Innovation
FICO’s use of blockchain for AI model governance wins Tech of the Future: Blockchain and Tokenisation award
2025 Consumer Survey: Netherlands Fraud, Identity and Digital Banking
From convenience to trust: What shapes digital banking choices
2025 Mortgage Refi Boom in Australia: The AI Advantage
As Australia faces multiple rate cuts in 2025, learn how AI and transaction analytics can power smarter, faster mortgage refinancing decisions
MCT and FICO Collaborate to Bring Predictive FICO® Score 10 T to Secondary Mortgage Marketplace
Mortgage lenders and investors transacting on the largest mortgage asset exchange for the U.S. secondary market, MCT Marketplace, will benefit by leveraging FICO Score 10 T, the company’s newest, most innovative and most predictive scoring model.
FICO Launches Lenders Leading Financial Inclusion Program to Expand Credit Access for Underserved Communities
FICO Partners with Minority Depository Institutions and Community Development Financial Institutions to provide the tools and resources needed to help more borrowers unlock credit opportunities
2025 Consumer Survey: Fraud, Identity and Digital Banking - India, Philippines, Malaysia, Thailand, Singapore, and Indonesia
From convenience to trust: What shapes digital banking choices
Cardinal Financial issues first mortgage-backed security using FICO 10 T
The MBS pool is comprised of VA loans and comes ahead of the FHFA’s transition date for new credit models
Transforming Banking with AI: Hyper Personalization Catches More Fraud with Less Friction
Today the most effective AI-powered fraud models make hyper-personalized decisions at an individualized level, incorporating transaction profiles that capture a customer’s unique transaction history to understand and anticipate future transactions.
Critical steps to improving personalization at speed and scale - Portuguese
Highlighting boardrooms’ collective blind spots
Critical steps to improving personalization at speed and scale - Spanish
Highlighting boardrooms’ collective blind spots
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