FICO® Score Credit Insights, Fall 2025 Edition
A comprehensive first-edition report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.
FICO® Scores: the standard connecting the mortgage industry infographic
FICO® Scores serve as the mortgage industry’s universal risk measure, enabling faster decisions, better pricing, and greater confidence while facilitating seamless transactions.
Navigating Risk Management with Machine Learning
The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning
2025 State of Responsible AI in Financial Services: Unlocking Business Value at Scale
How AI and technology leaders in financial services are unlocking business value through Responsible AI.
Building Financial Literacy Through Credit Education
From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy
iA Financial Automates Underwriting with FICO Platform
Using FICO® Platform, iA Financial is advancing toward 80% underwriting automation, improving efficiency, and enhancing its client and advisor experience in Canada.
Credit Union Borrowers Use and Seek Credit More Than National Bank Borrowers
Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions
Student Loan Delinquencies Lower the Average FICO Score to 715
New reporting of student loan delinquencies among key drivers of the downward shift of credit scores
MCT and FICO Collaborate to Bring Predictive FICO® Score 10 T to Secondary Mortgage Marketplace
Mortgage lenders and investors transacting on the largest mortgage asset exchange for the U.S. secondary market, MCT Marketplace, will benefit by leveraging FICO Score 10 T, the company’s newest, most innovative and most predictive scoring model.
FICO Launches Lenders Leading Financial Inclusion Program to Expand Credit Access for Underserved Communities
FICO Partners with Minority Depository Institutions and Community Development Financial Institutions to provide the tools and resources needed to help more borrowers unlock credit opportunities
Cardinal Financial Completes Issue of First Ever Mortgage-Backed Security Containing Loans Decisioned with the help of FICO Score 10 T
Mortgage securitization proves FICO Score 10 T’s ability to improve loan options for borrowers and provide better predictive power for lenders
How Vitality Fuels Customer Engagement & Loyalty
Vitality, a major healthcare insurer in the UK, shows how harnessing technology to personalize healthcare experiences can drive sustainable growth
Constellation Research - Accelerating Digital Transformation and AI Adoption With FICO Platform
How Innovative Banks Are Transforming Country Level Dynamics in Risk and Fraud
Tennis Star Chris Eubanks, Congresswoman Nikema Williams and FICO to Host Financial Literacy Event for Atlanta HBCU Students
The event is designed to equip students with the essential tools and credit knowledge needed to confidently begin their financial journeys
Average Canadian FICO Score Drops from 762 to 760, Mirroring Modest Consumer Debt Level Increases and Economic Uncertainty
FICO® Scores reflect consumers credit health standing
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