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FICO® Scores: the standard connecting the mortgage industry infographic

FICO® Scores serve as the mortgage industry’s universal risk measure, enabling faster decisions, better pricing, and greater confidence while facilitating seamless transactions.

UK Cards Data Shows Rise in Delinquencies, First-Party Fraud Risk

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud
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2025 State of Responsible AI in Financial Services: Unlocking Business Value at Scale

How AI and technology leaders in financial services are unlocking business value through Responsible AI.

Building Financial Literacy Through Credit Education

From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy

Credit Union Borrowers Use and Seek Credit More Than National Bank Borrowers

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

Student Loan Delinquencies Lower the Average FICO Score to 715

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores
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FICO UK Credit Card Market Report: October 2024

Payments to balance unexpectedly increase – albeit marginally - as spend and balances fall in typical seasonal patterns
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MCT and FICO Collaborate to Bring Predictive FICO® Score 10 T to Secondary Mortgage Marketplace

Mortgage lenders and investors transacting on the largest mortgage asset exchange for the U.S. secondary market, MCT Marketplace, will benefit by leveraging FICO Score 10 T, the company’s newest, most innovative and most predictive scoring model.
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FICO Launches Lenders Leading Financial Inclusion Program to Expand Credit Access for Underserved Communities

FICO Partners with Minority Depository Institutions and Community Development Financial Institutions to provide the tools and resources needed to help more borrowers unlock credit opportunities
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Critical steps to improving personalization at speed and scale - Portuguese

Highlighting boardrooms’ collective blind spots
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Critical steps to improving personalization at speed and scale - Spanish

Highlighting boardrooms’ collective blind spots
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Cardinal Financial Completes Issue of First Ever Mortgage-Backed Security Containing Loans Decisioned with the help of FICO Score 10 T

Mortgage securitization proves FICO Score 10 T’s ability to improve loan options for borrowers and provide better predictive power for lenders

How Vitality Fuels Customer Engagement & Loyalty 

Vitality, a major healthcare insurer in the UK, shows how harnessing technology to personalize healthcare experiences can drive sustainable growth
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2024 Bank Customer Experience Survey: Asia Pacific

Insights into APAC customer behaviors, preferences, and experiences with banks
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Decision Modeler Product Sheet

Decision Modeler accelerates and automates Intelligent Decisioning strategies with explainable AI for faster time to market.

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