FICO® Score Credit Insights, Fall 2025 Edition
A comprehensive first-edition report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.
FICO® Scores: the standard connecting the mortgage industry infographic
FICO® Scores serve as the mortgage industry’s universal risk measure, enabling faster decisions, better pricing, and greater confidence while facilitating seamless transactions.
Navigating Risk Management with Machine Learning
The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning
One of Brazil’s top 5 private banks
Modernizing credit decisioning and auto loan pricing with FICO® Platform to drive personalized, profitable growth
2025 State of Responsible AI in Financial Services: Unlocking Business Value at Scale
How AI and technology leaders in financial services are unlocking business value through Responsible AI.
Building Financial Literacy Through Credit Education
From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy
Credit Union Borrowers Use and Seek Credit More Than National Bank Borrowers
Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions
Student Loan Delinquencies Lower the Average FICO Score to 715
New reporting of student loan delinquencies among key drivers of the downward shift of credit scores
2025 Consumer Survey: Netherlands Fraud, Identity and Digital Banking
From convenience to trust: What shapes digital banking choices
MCT and FICO Collaborate to Bring Predictive FICO® Score 10 T to Secondary Mortgage Marketplace
Mortgage lenders and investors transacting on the largest mortgage asset exchange for the U.S. secondary market, MCT Marketplace, will benefit by leveraging FICO Score 10 T, the company’s newest, most innovative and most predictive scoring model.
FICO Launches Lenders Leading Financial Inclusion Program to Expand Credit Access for Underserved Communities
FICO Partners with Minority Depository Institutions and Community Development Financial Institutions to provide the tools and resources needed to help more borrowers unlock credit opportunities
2025 Consumer Survey: Fraud, Identity and Digital Banking - India, Philippines, Malaysia, Thailand, Singapore, and Indonesia
From convenience to trust: What shapes digital banking choices
Critical steps to improving personalization at speed and scale - Portuguese
Highlighting boardrooms’ collective blind spots
Critical steps to improving personalization at speed and scale - Spanish
Highlighting boardrooms’ collective blind spots
The Future of Risk Management: Acquire and Engage Customers
How to improve customer acquisition, experience, and lifetime value with a personalized, 360-degree customer view
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