CJEU Ruling Highlights the Need for Explainability in Analytics
Black box models will be even more difficult to justify after a recent European ruling - explainable AI and reason codes with credit scores are critical
First Federal Savings Bank Selects FICO Cloud-Based LiquidCredit Service to Speed Consumer Lending
FICO announced that First Federal Savings Bank is implementing the FICO® LiquidCredit® service, a cloud-based instant credit decisioning solution, to speed consumer lending decisions.
This deep dive into the credit health of the Brazilian market presents a positive national scenario, leading to recommendations for growth in multiple credit products
Buy Now, Pay Later: BNPL Fraud and Regulatory Update
Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny
Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data
2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.
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