August saw a two-year low in consumers paying less than the amount due on cards, although signs of financial pressure can be seen in an increase in the average balance for accounts that have two missed payments and another rise in the use of cash on cards

FICO Decision Management | Delivering innovative analytics & decision management for better business outcomes.

Michelle Beetar wins in the Team Leader – Non-Creditor category, Cecilia Fernandez de Cordoba takes Silver in Transformation of the Year

Awards honor FICO customers achieving outstanding results with AI, machine learning and decision management

When the FICO score was introduced into consumer credit markets more than 30 years ago, it represented a sea change for lenders looking for a more accurate way to evaluate credit risk.

FICO has partnered with FinTecSystems (FTS) for the DACH region to optimise decisioning across the customer life cycle.