UK Cards and Credit Risk: Further Decline in Balances Paid
April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers
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FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments
Consumers are still prioritising paying off credit card bills post-pandemic
New UK Credit Cards Data Shows Lower Spending, More Delinquencies
Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards
FICO UK Credit Card Market Report: November 2025
Pre-Christmas spending remained below 2024 figures, but balances rose as payments fell to the lowest level since 2021
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FICO UK Credit Card Market Report: November/December 2024
Spending and credit card balances reached the highest averages since FICO records began in 2006
UK Cards Data Shows Rise in Delinquencies, First-Party Fraud Risk
In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud
FICO UK Credit Card Market Report: October 2024
Payments to balance unexpectedly increase – albeit marginally - as spend and balances fall in typical seasonal patterns
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How Did the Pandemic Affect UK Consumers’ Card Payments?
FICO data reveals that the positive payment behaviour from the pandemic is still persisting
FICO UK Credit Card Market Report: August 2024
Spending rises and payments to balance fall pushing balances upwards as missed payments significantly higher year on year
US Bankcards Industry Benchmarking Trends: 2024 Yearly Report
Credit card delinquency rates picked up in the back half of the year as spending slows
FICO UK Credit Card Market Report: July 2024
Spending falls following typical seasonal patterns although average balance is up 5.3% year-on-year and more customers miss one, two and three payments
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