UK Cards Data Reveals Fall in Spending but Rise in Balances
Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May
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FICO UK Credit Card Market Report: January/February 2025
First-party fraud identified as potential risk as financial pressures impact affordability
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UK Cards and Credit Risk: Further Decline in Balances Paid
April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers
Canada Bankcard Industry Benchmarking Trends: Q1 2025
Credit card data reveals many Canadians are struggling to pay off their monthly balances
FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments
Consumers are still prioritising paying off credit card bills post-pandemic
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New UK Credit Cards Data Shows Lower Spending, More Delinquencies
Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards
How to Manage the Rise in Credit Delinquencies
Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service
FICO UK Credit Card Market Report: November 2025
Pre-Christmas spending remained below 2024 figures, but balances rose as payments fell to the lowest level since 2021
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