FICO UK Credit Market Report November 2021: Black Friday and Christmas Boost Spend to Over Two-Year High as Payments Start to Drop
New FICO data reveals typical festive season spending, but with consumers reducing percentage of payments to card balance there’s also the potential for increased debt into the New Year
Are you making optimized collection decisions in telco?
Your board wants to know you’re making optimal collection decisions — but can you prove it?
FICO UK Credit Market Report October 2021: Are Lockdown Savings Running Out?
New FICO data suggests the tide might be turning on consumer finances with average card spend falling and early missed payment rates rising as furloughs finish
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18 companies recognized for successful innovation in AI, machine learning and decision management
Global Industry Experts to Judge 2022 FICO Decisions Awards
Awards honor FICO customers achieving outstanding results with AI, machine learning and digital transformation
FICO UK Credit Market Report September 2021: Calm Before the Storm or Will Lockdown Stashes Save the Day?
Financial prudence appears to be the current theme in the UK cards market with spending down and percentage of payments to balance up – but will this positive attitude remain as COVID savings dwindle?
FICO UK Credit Market Report August 2021: One Month from End of Furloughs, Financial Confidence Remains Strong
August saw a two-year low in consumers paying less than the amount due on cards, although signs of financial pressure can be seen in an increase in the average balance for accounts that have two missed payments and another rise in the use of cash on cards
Call for Best Advanced Analytics Achievements of the Year: 2022 FICO Decisions Awards Now Open
Awards honor FICO customers achieving outstanding results with AI, machine learning and decision management
FICO UK Credit Market Report July 2021: Pandemic Savings Mask Picture of Debt
Increased signs of financial pressure as government support reduces and spending opportunities increase, even though percentage of payments to balance maintains upward trend
Why let a competitor win your business?
Applicants abandon applications for numerous reasons, but the key to unlocking, re-engaging and winning back their business is in delivering compelling messages.
FICO Survey: 1 in 2 Thai Consumers Will Abandon Long Online Banking Account Applications
The pandemic is driving a digital-first mindset around financial services
FICO UK Credit Market Report June 2021: Consumer Credit Card Spending Above 2019 Levels
Credit card spend 3.5 percent higher compared to June 2019 suggests some households are benefitting from pandemic savings, but not everyone is experiencing post-COVID confidence with accounts missing two payments increasing 15 percent compared to May
FICO UK Credit Market Report May 2021: Markedly Lower Year-On-Year Increase in Credit Card Spend Suggests Consumers Are Adjusting to ‘New Normal’
4 percent rise in credit card spend and 10 percent increase in payments to balance reflects continued use of pandemic savings, plus pragmatic financial management with end of government support on the horizon
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