FICO UK Credit Card Market Report: January/February 2025
First-party fraud identified as potential risk as financial pressures impact affordability
UK Cards and Credit Risk: Further Decline in Balances Paid
April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers
2026 FICO Decision Awards: Nominations Now Open
Call for analytics and digital transformation champions!
FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments
Consumers are still prioritising paying off credit card bills post-pandemic
New UK Credit Cards Data Shows Lower Spending, More Delinquencies
Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards
FICO UK Credit Card Market Report: November 2025
Pre-Christmas spending remained below 2024 figures, but balances rose as payments fell to the lowest level since 2021
FICO Recognized for Outstanding Workplace Culture in Brazil
For the first time, the company has been featured in the FIA Employee Experience ranking, while earning Great Place to Work certification for the sixth consecutive year.
FICO UK Credit Card Market Report: November/December 2024
Spending and credit card balances reached the highest averages since FICO records began in 2006
UK Cards Data Shows Rise in Delinquencies, First-Party Fraud Risk
In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud
FICO UK Credit Card Market Report: October 2024
Payments to balance unexpectedly increase – albeit marginally - as spend and balances fall in typical seasonal patterns
Critical steps to improving personalization at speed and scale - Portuguese
Highlighting boardrooms’ collective blind spots
Critical steps to improving personalization at speed and scale - Spanish
Highlighting boardrooms’ collective blind spots
How Did the Pandemic Affect UK Consumers’ Card Payments?
FICO data reveals that the positive payment behaviour from the pandemic is still persisting
US Credit Unions – Credit Card Benchmarking Trends for 2024
Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance
FICO UK Credit Card Market Report: August 2024
Spending rises and payments to balance fall pushing balances upwards as missed payments significantly higher year on year
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.