FICO UK Credit Market Report: September 2025
New data following Autumn Budget shows continued pressure on household finances with spending lower and balances higher than 2024.
FICO Adds Powerful Credit Optimization Tools to AWS Marketplace
Lenders can use new FICO solutions on AWS Marketplace to optimize credit lines and loan pricing, plus improve customer communications
A Guide to Price Optimization: What Is It, How it Works, and Why You Need It to Maximize Profits
Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy
FICO recognized in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms
Recognized across all four Critical Capabilities Use Cases
FICO UK Credit Card Market Report: August 2025
Percentage of total balance paid drops, leaving average active balances at the highest level despite lower spending year-on-year
BNPL Success: How FICO Platform Addresses 5 Key Challenges
Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending
FICO Xpress Solver Performance Since 2020
Version 9.8 (October 2025) vs. 8.9 (March 2020)
FICO Survey: Only 1 in 10 APAC Bank Leaders Say Their Bank Is Highly Advanced in Hyper-Personalization
Poll reveals banks struggling to achieve ‘segment of one’ customer experiences
Swisscard AECS GmbH Extends FICO Platform Decisioning with AI-Powered Optimization
Switzerland’s leading premium credit card provider aims to provide enhanced customer experience delivered through intelligent credit limit management
FICO UK Credit Card Market Report: July 2025
Year-on-year fall in payments leads to rising active balances
Meet Our 2026 FICO Decision Awards Judges
Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes
Simulation and Optimization: Unlocking Better Decisions
Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity
UK Cards: Signs of Risk in Rising Balances
FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
FICO UK Credit Card Market Report: June 2025
Summer spending and continued financial pressures push up credit card balances
Survey: What Makes a Great Customer Experience?
A new FICO survey on customer experience found that 9 in 10 people globally believe that customer experience is as important as a bank’s products
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