Fraud Ideas from FICO World 2022 – and Excitement for 2023!
FICO World 2022 was an excellent event with a stellar fraud protection and compliance track - here's some of what we learned
A Better Way to Treat Inquiries
In my last post, I discussed the specialized logic in the FICO® Score that accounts for loan rate shopping by consumers....
ELI5: How Does the Dark Web Work?
When we talk about brute force application fraud and bot-net attacks, what are we really talking about?
myFICO Introduces the Only Consolidated Report of FICO Scores and Credit Histories Across All Three Credit Bureaus
Amid a recovering U.S. economy, rising interest rates and stricter credit guidelines, people who understand their credit and manage their complete financial picture wisely are at a distinct advantage.
US Bankcards Industry Benchmarking Trends: 2022 Q3 Update
Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels
Risk & Lending Predictions 2024: UK Stresses and Open Banking
UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology
Modelling Deposit Price Elasticity: What Is It All About?
A price elasticity model enables the product team to set deposit rates with a sound understanding of the expected performance from the rate strategy
Innovations in collections analytics
At a recent collections and recovery webinar that I co-presented, I polled attendees to find out what area they felt cou...
Data Mining, Predictive Analytics and Markets of 1
Two articles made me think about the application of enterprise decision management, EDM, in the world of customer experi...
How to Manage the Rise in Credit Delinquencies
Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service
FICO UK Credit Card Market Report: December 2023
High prices lead to highest average credit card spend and balances since FICO records began.
FICO Helps Consumers Stay on Budget this Holiday Season with Papai Noel Edition of Missão: Positivo Mobile Game
FICO announced today the Papai Noel edition of FICO™ Missão: Positivo, a popular mobile financial education game in Brazil.
Danger! 4 Award-Winning Videos Raise Scam Awareness
The four winning videos from the Spotlight! Payments Video Challenge bring creativity to scam prevention education
US Bankcard Industry Benchmarking Trends: 2022 Q2 Update
Bankcard delinquencies continue to rise as growth in the economy slows
InterACT: "The Smarter Decisions Conference" - Special Discount Code for Insurers
(Posted by Guest Blogger, and InterACT Booster, Ian Turvill.) InterACT, the Smarter Decisions Conference, will be takin...
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.