AI Governance: A Critical Component of Corporate ESG Initiatives
Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts
Financial Inclusion Using Analytics
How FICO Scoring can help companies make decisions that benefit society
How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
IWD 2022: Breaking the Bias with Data Science
Pioneered by FICO, credit scoring has helped women worldwide get better access to credit, breaking the bias with data science
Is Bust-Out Fraud Hiding as Bad Debt on Your Balance Sheet?
Bust-out fraud is a type of fraud that often masquerades as bad debt - but it can never be collected, because the account owner has no intention to pay
Public Policy Predictions 2022: What's Coming for Financial Services
From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy
FICO Fact: How Current is the Data in my FICO Score?
The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.
FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?
Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.
FICO Fact: Do FICO Scores Consider Telco and Utility Data?
The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.
How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 2
Building resilience into customer acquisition
How to Avoid the 5 Most Common Pitfalls when Using the FICO Resilience Index
The 5 ways we have seen FICO Resilience Index misapplied and how to avoid these common pitfalls in order to accelerate successful adoption
FICO Continues Commitment to Alternative Data to Responsibly Increase Credit Access
FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.
Top 5 Scores Posts of 2020: Keeping Credit Flowing During Uncertain Times
Pandemic impact on FICO Scores and the introduction of the FICO Resilience Index
The Santa Challenge 1: Get the Data!
Santa's facing a number of challenges this year related to the pandemic. Can the FICO Platform help?
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