Medical Collection Removals Have Little Impact on FICO Scores
Based on FICO’s analysis, only 3% of FICO scorable consumers would be impacted by medical collection removals
How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
Círculo de Crédito Boosts Financial Inclusion In Mexico For 20M Citizens
Leading Mexican credit bureau wins FICO® Decisions Award for Decision Management Innovation
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
Deep Dive into Distribution of the FICO® Score Across the US
Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.
IWD 2022: Breaking the Bias with Data Science
Pioneered by FICO, credit scoring has helped women worldwide get better access to credit, breaking the bias with data science
FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles
Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file
Top 5 Scores Topics of 2021
Our top FICO Scores posts explored the expansive reach of the FICO® Score suite, as well as dispelling common misconceptions surrounding FICO® Scores.
The Role of AI Model Governance
In conversation with Scott Zoldi, FICO's Chief Analytics Officer.
FICO Fact: How Current is the Data in my FICO Score?
The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.
Simulated FICO Score Impacts from Balance Aggregation due to Mortgage Forbearance
Research shows balance aggregation results in modest impact to FICO® Scores
FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?
Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.
FICO Fact: Do FICO Scores Consider Telco and Utility Data?
The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.
Reduced Revolving Debt: A Key Driver of Improved FICO Scores During Pandemic
Paying down credit card balances, driven by reduced spending, increased savings and awareness, among other factors, helped many consumers show improvement in FICO® Scores.
More Than 232 Million US Consumers Can Be Scored by the FICO Score Suite
Using alternative data, FICO® Score suite delivers more reliable credit scores
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