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UK Cards: Signs of Risk in Rising Balances

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
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FICO UK Credit Card Market Report: June 2025

Summer spending and continued financial pressures push up credit card balances

Survey: What Makes a Great Customer Experience?

A new FICO survey on customer experience found that 9 in 10 people globally believe that customer experience is as important as a bank’s products
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UnionBank Onboarded 50,000 Customers a Month at Peak with 5-Minute Approvals Using FICO Platform

Philippines’ leader in digital innovation uses FICO® Platform to integrate Citibank systems, accelerate onboarding, and expand access to credit

Four Ways Intelligent Decisioning Speeds Auto Financing Approvals

New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction
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FICO UK Credit Card Market Report: May 2025

Consumers put the brake on credit card spending, but balances continue to track upwards
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FICO Platform Powers R$1B Digital Transformation in Brazil’s Rural Credit System

Bradesco empowers 500,000+ farmers through E-agro, Brazil’s first fully digital rural credit marketplace built on FICO® Platform

Bank Primacy: Survey Reveals Secrets to Customer Loyalty

FICO's global survey finds that 90% of customers have a primary bank provider, but over a third would switch to get a better offer or customer experience

How to Unlock the Hidden Patterns in Payment Transactions

Applied Intelligence helps capture payments data across the business

Canada Bankcard Industry Benchmarking Trends: Q2 2025  

Credit card insights uncover developing financial pressures affecting many Canadians

What June Data Says about UK Credit Cards and Consumers

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk
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FICO UK Credit Card Market Report: April 2025

Financial pressures remain evident as spending falls and average balances increase
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FICO Recognized as a Leader in 2025 AI Decisioning Platforms Report by Independent Research Firm

FICO® Platform received the highest score in current offering among 15 AI Decisioning Platform providers evaluated
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The Forrester Wave™: AI Decisioning Platforms, Q2 2025

FICO named a leader

50,000 Monthly Accounts with Automated Credit Approvals

UnionBank leverages FICO Platform for automated credit approvals, integrating Citibank systems and enabling 5-minute onboarding at scale.

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