Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data
2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.
Large Global Bank
Global bank improves trade-offs between growth and margin with consistent modeling, methods, and user experience
Cash Flow Data Can Improve Credit Access with an UltraFICO® Score
Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score
5 things FICO is doing to help Lenders turn financial dreams into reality for consumers
See what FICO is doing to help Lenders turn financial dreams into a reality for consumers.
UltraFICO® Score Fact Sheet
The consumer-powered score. See where it can take your business.
UltraFICO® Score Product Sheet
The consumer-powered score. See where it can take your business.
Financial industry experts strategic use of consumer-permissioned data in credit scoring
Industry thought leaders from Finicity, Experian, and FICO gather to discuss the potential of consumer-permissioned data in credit scoring to responsibly improve the credit score process and reach more consumers.
Money 20/20 Keynote - New Frontiers in Credit Risk Scoring
New Frontiers in Credit Risk Scoring
Big Shift Could Help Boost FICO Credit-Score Calculations
Consumers with a low FICO could get a higher UltraFICO, a new score that factors in bank-account activity as well as loan payments.
Powering Decisions Across the Energy Lifecycle
How four energy and utility leaders are tackling their toughest challenges with advanced analytics.
FICO Fact: No Credit Score Versus Low Credit Score
A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.
Meet Our 2023 FICO Decisions Awards Judges
Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation
Average U.S. FICO® Score Stays Steady at 716
Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing
Continuous Financial Education for Women Small Business Owners
FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.
Financial Inclusion Using Analytics
How FICO Scoring can help companies make decisions that benefit society
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