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UK Cards and Credit Risk: Further Decline in Balances Paid

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments

Consumers are still prioritising paying off credit card bills post-pandemic

3 Ways Social Engineering Undermines Fraud Defences in the UK

UK Finance’s Fraud Report 2025 shows changes in fraud typologies – underlying much of this shift is evolving techniques in social engineering
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Fujitsu and FICO Partner to Accelerate Digital Transformation in Financial Services

Financial services firms in Japan to gain enhanced decisioning and risk management capabilities through FICO solutions

New UK Credit Cards Data Shows Lower Spending, More Delinquencies

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

How to Manage the Rise in Credit Delinquencies

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service
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FICO UK Credit Card Market Report: November 2025

Pre-Christmas spending remained below 2024 figures, but balances rose as payments fell to the lowest level since 2021

The 6 "E"s of Enterprise Fraud Management

Navigate the complexities of enterprise fraud management with seamless orchestration, real-time detection, and scalable prevention and intervention strategies.

New Frontiers for Applied Intelligence: Innovations on FICO Platform

Explore the forthcoming capabilities for business decision-making and applied intelligence based on AI, composability and more

Octane Grows Lending by 36% with FICO Auto Score 10

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
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FICO Recognized for Outstanding Workplace Culture in Brazil

For the first time, the company has been featured in the FIA Employee Experience ranking, while earning Great Place to Work certification for the sixth consecutive year.

PSD3: Preparing for the Next Wave of Payments Regulation 

FICO’s omni-channel Customer Communication Services can help European institutions stay ahead through tailored customer outreach
Corporate News

FICO UK Credit Card Market Report: November/December 2024

Spending and credit card balances reached the highest averages since FICO records began in 2006
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New FICO Survey: 69% of Canadian Consumers Want Banks to Protect Against Scams During Real-Time Payment Transactions

Survey showcases how banks can address consumer expectations with better fraud detection systems, real-time communications, and personalized customer experience

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