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Getting the Most Out of Early Collections with Decision Optimization

Česká Spořitelna has been successfully using decision optimization across multiple decision areas for many years.
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FICO® Extended Score 4

FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
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2022 Credit Trends in the US by City and State

FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.

Top 5 2023 Trends Redefining Banking Today

FICO’s 2023 Trends Report reveals what’s impacting the financial services industry
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Keep Calm and Keep Credit Flowing

Hear about current and upcoming FICO initiatives, including the latest FICO Score solutions designed to allow lenders to navigate changing economic conditions and help ensure their portfolios are resilient.

A Digital Transformation Journey: The Humble Wallet

Digital transformation cuts across the entire enterprise, but it’s also hitting closer to home as the humble wallet undergoes a transformation too

2023 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!

AI Governance: A Critical Component of Corporate ESG Initiatives

Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts

FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

How to Avoid the 5 Most Common Pitfalls when Using the FICO Resilience Index

The 5 ways we have seen FICO Resilience Index misapplied and how to avoid these common pitfalls in order to accelerate successful adoption

Top 5 Scores Posts of 2020: Keeping Credit Flowing During Uncertain Times

Pandemic impact on FICO Scores and the introduction of the FICO Resilience Index

Average U.S. FICO Score at 711, But Uncertainty Abounds

It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.

2021 FICO Decisions Awards Now Open

Companies invited to submit their successful digital transformation projects

FICO Score Trends Through Economic Downturns and Natural Disasters

What FICO Scores can tell us about the road ahead
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Customer Communications for Enterprise

Enterprise-wide visibility for unified engagement strategies

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