FICO Fact: Can unconstrained AI/ML expand access to credit?
FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.
UK Credit Card Trends: Cost-of-Living Stress Starts to Show in Data
The signs of the cost-of-living crisis are still limited, with the biggest area of concern being a 3 percent increase in missed payments for new accounts
The Role of Data in Managing Fraud and Financial Crime Today
Here are the highlights from the fraud management data discussion I had at FICO World 2022 with Julie Conroy, Head of Risk Insights and Advisory at Aite-Novarica Group
Credit Card Limit Optimization: Akbank Wins with FICO Analytics
Leading Turkish retail bank wins FICO® Decisions Award for AI, machine learning & optimization using FICO decision optimization technology for credit limits
Meeting Debt Collection Challenges Amid a Squeeze on Income
In order to deal with the rising cost of living and other challenges, anyone managing collections portfolios and effective debt recovery strategies needs these capabilities
US Bankcard Industry Benchmarking Trends: 2022 Q1 Update
We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?
Fraud Trends for 2022: Top 5 Includes "Scamdemic" and Bad Bots
FICO's annual conference exposed some of the biggest fraud trends today, from the "scamdemic" to bot attacks
FICO’s New AML Scores Use AI and ML to Detect Money Laundering
New AML scores reduce false positive alerts by 50% while detecting 100% of known money laundering transactions, and discover new aberrant, potentially risky behaviors
Canada Bankcard Industry Benchmarking Trends: 2022 Q1 Update
Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?
UK Cards Report: Credit Card Payments Yet To Show Signs Of Distress
The FICO Credit Market Report for March 2022 shows UK card repayments remain a priority for credit card holders, suggesting greater reliance on credit as costs rise
Environmental Solutions Using Analytics
How FICO Platform can help companies make greener decisions
Explainable Machine Learning for Probability of Default Calculations
How the FICO Platform can enable explainable machine learning models for more effective PD calculations
Big Brain on Campus: Dr. Scott Zoldi Talks Responsible AI at MIT, UCSD and Duke
Dr. Zoldi recently spoke on Responsible AI to the next generation of data science and business leaders on a college tour
Meet Digital Jane, She’s Your Customer and She Has High Expectations
Videos showcase how FICO Platform helps financial institutions improve customer satisfaction and build customer loyalty.
Mexico’s Traxión Uses FICO Optimization To Save Tons of Emissions
Leading mobility and logistics company wins FICO® Decisions Award for ESG Champion
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