New UK Credit Cards Data Shows Lower Spending, More Delinquencies
Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards
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FICO UK Credit Card Market Report: November 2025
Pre-Christmas spending remained below 2024 figures, but balances rose as payments fell to the lowest level since 2021
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PSD3: Preparing for the Next Wave of Payments Regulation
FICO’s omni-channel Customer Communication Services can help European institutions stay ahead through tailored customer outreach
FICO UK Credit Card Market Report: November/December 2024
Spending and credit card balances reached the highest averages since FICO records began in 2006
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PSD3: Preparing for the next wave of payment regulation - German
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UK Cards Data Shows Rise in Delinquencies, First-Party Fraud Risk
In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud
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FICO UK Credit Card Market Report: October 2024
Payments to balance unexpectedly increase – albeit marginally - as spend and balances fall in typical seasonal patterns
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