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2022 Credit Trends in the US by City and State

FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
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Keep Calm and Keep Credit Flowing

Hear about current and upcoming FICO initiatives, including the latest FICO Score solutions designed to allow lenders to navigate changing economic conditions and help ensure their portfolios are resilient.

Digital Transformation and the Future of Insurance

Two surveys of insurance industry executives show the challenges in insurers' digital transformation initiatives - here's how a platform approach closes the gaps

2023 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!

AI Governance: A Critical Component of Corporate ESG Initiatives

Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts

FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

Winners of 2021 FICO Decisions Awards Announced

Digital transformation yields dividends in challenging year

eDriving Helps Riskiest Drivers Reduce Collision Risk

Leading global digital driver risk management company helps decrease speeding events by 71% and distraction events by 39%

How to Avoid the 5 Most Common Pitfalls when Using the FICO Resilience Index

The 5 ways we have seen FICO Resilience Index misapplied and how to avoid these common pitfalls in order to accelerate successful adoption

Top 5 Scores Posts of 2020: Keeping Credit Flowing During Uncertain Times

Pandemic impact on FICO Scores and the introduction of the FICO Resilience Index

Average U.S. FICO Score at 711, But Uncertainty Abounds

It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.

2021 FICO Decisions Awards Now Open

Companies invited to submit their successful digital transformation projects

FICO Score Trends Through Economic Downturns and Natural Disasters

What FICO Scores can tell us about the road ahead
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Underwriting

Optimization and automation offer underwriters what’s needed most — speed, scale, and control.
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FICO® Score Open Access

Strengthen customer relationships and increase profitability.

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