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Scoring Solutions

FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.
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Platform

Home Credit an Award Finalist for AI-Powered Optimization

Home Credit is a finalist in the Banking Tech 2021 Awards, in the Best Use of AI category, for a project using AI-powered optimization from FICO
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Scoring Solutions

FICO Fact: Do FICO Scores Consider Telco and Utility Data?

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.
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Scoring Solutions

Measuring Financial Resilience: Edinburgh Scoring Conference

At the 2021 Edinburgh Credit Scoring conference, we will address scoring innovations that can improve decisions in all different economic scenarios
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FICO Resilience Index

Who Defaults when Bankcard Accommodations End? Resilience Matters

New perspective on borrowers rolling off bankcard payment accommodations.
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Collections & Recovery

Debt Collection Approaches for the COVID-19 Recovery

Signs to watch for, technologies that might help and recommendations on how to work with borrowers
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FICO Score

How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 4

Building resilience into Collections & Recovery
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Platform

Slovakia's Largest Commercial Bank Invests In Lending Decision Optimization

Slovenská Sporiteľňa uses FICO® Decision Optimizer to make the best credit offers
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happy woman wearing face mask riding bike collecting flowers

8 Success Tips for Debt Collection in the Pandemic

From identifying vulnerable customers to storing the right data, here are best practices for debt collection in the current pandemic
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Platform

Decision Platforms and The Customer Experience Revolution

To understand which tools can truly help companies in the processes of digital transformation, it is essential to understand the concept of a decision platform.
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Platform

Are You Catering For The ‘Unhappy Path’ In Digital Journeys?

Bridging the expectation gap through decision planning to improve the customer experience
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Scoring Solutions

How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 3

Building resilience into customer management
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Scoring Solutions

FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power

Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries
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Platform

Winners of 2021 FICO Decisions Awards Announced

Digital transformation yields dividends in challenging year
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Scoring Solutions

How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 2

Building resilience into customer acquisition
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