Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Top 10 Reasons to Migrate to FICO® Score 10T
Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores
Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
FICO and Chelsea Football Club to Raise Financial Literacy in U.S.
Strategic partnership between Chelsea FC and FICO aims to make a positive impact on the communities where games are played
Expanding Credit Access With Alternative Data – FICO Scores More
90% of the credit eligible US population can be scored by the FICO® Score Suite
Scoring Innovations for Inclusion in LATAM
Expanding financial inclusion in emerging LATAM markets
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
UK Card Spend Reaches Highest Level Since at Least 2006
FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment
Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti
The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.
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