New UK Credit Cards Data Shows Lower Spending, More Delinquencies
Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards
How to Manage the Rise in Credit Delinquencies
Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service
FICO UK Credit Card Market Report: November 2025
Pre-Christmas spending remained below 2024 figures, but balances rose as payments fell to the lowest level since 2021
Nationwide Speeds Up Credit Decisioning by 50% with FICO Platform
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Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
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For the first time, the company has been featured in the FIA Employee Experience ranking, while earning Great Place to Work certification for the sixth consecutive year.
FICO UK Credit Card Market Report: November/December 2024
Spending and credit card balances reached the highest averages since FICO records began in 2006
Navigating Risk Management with Machine Learning
The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning
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UK Cards Data Shows Rise in Delinquencies, First-Party Fraud Risk
In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud
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How AI and technology leaders in financial services are unlocking business value through Responsible AI.
iA Financial Automates Underwriting with FICO Platform
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FICO UK Credit Card Market Report: October 2024
Payments to balance unexpectedly increase – albeit marginally - as spend and balances fall in typical seasonal patterns
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