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Cash Flow Data Can Improve Credit Access with an UltraFICO® Score

Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score

Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022)

Building portfolio risk resilience into Collections & Recovery

Addressing Portfolio Risk in Economic Uncertainty: Part 3 (2022)

Building portfolio risk resilience into customer management

Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)

Building portfolio risk resilience into customer acquisition

Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022)

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index
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Powering Decisions Across the Energy Lifecycle

How four energy and utility leaders are tackling their toughest challenges with advanced analytics.

FICO® Resilience Index: Credit Lifecycle Strategies are a Requirement

FICO® Resilience Index tools that measure consumer resiliency, benefit lenders in a recessionary environment

FICO® Resilience Index - Benchmarking Portfolio Resilience

Highlighting results from FICO’s release of FICO® Resilience Index benchmarking reports for 2022

Meet Our 2023 FICO Decisions Awards Judges

Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation

Average U.S. FICO® Score Stays Steady at 716

Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing

FICO Resilience Index Enables Proactive Mortgage Servicing Strategies

FICO® Resilience Index (FRI) augments the FICO Score with an additional dimension of credit risk insight

Continuous Financial Education for Women Small Business Owners

FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.

Financial Inclusion Using Analytics

How FICO Scoring can help companies make decisions that benefit society

FICO® Resilience Index Can Improve Card Account Management

Pandemic Period Results Demonstrate Value of Borrower FICO® Resilience Index Insights

Deep Dive into Distribution of the FICO® Score Across the US

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

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