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FICO® Platform Reference Architecture

This document provides an introduction and overview of the core concepts and principles of FICO® Platform.
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Forrester The Total Economic Impact™ Of FICO Decision Modeler - French

Improvements To Revenue And Profitability, Productivity, And Cost Savings Enabled By Democratized And Simulated Decision Authoring
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Why most banks fail at digital transformation and how to avoid those pitfalls

How financial services firms can successfully modernize their operations
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ANZ New Zealand

Leading New Zealand bank pioneers explainable machine learning models to assess credit risk

Responsible AI: Are European Firms Ready for the Regulators?

As the EU works on an AI Act, FICO research suggests that banks are expanding their use of AI but not necessarily focused on responsible AI
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Prominent North American Bank

A top 5 US bank leverages machine learning to responsibly improve credit risk decisions.

UK Card Spend Reaches Highest Level Since at Least 2006

FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment

Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Is ChatGPT the Weight Loss Wonder Drug of AI?

ChatGPT isn’t assisting or enhancing human creativity, it is regurgitating a configuration of the AI data it was trained on
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Large Global Bank

Global bank improves trade-offs between growth and margin with consistent modeling, methods, and user experience

The State of Responsible AI in Financial Services

The third annual State of Responsible AI in Financial Services report released today, alerting the industry to come together and self-regulate its use of AI

Reflections 2022: The Power of Patents and the People Behind Them

In 2022, FICO was granted 11 new U.S. software patents

4 AI Predictions for 2023: From the Great Correction to Practical AI

A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence

FICO Ranks Top 5 in the 2023 Chartis RiskTech100® Report

FICO awarded first place in six categories on risk and compliance technology in the 2023 Chartis RiskTech100® Report, including Innovation for the sixth year in a row
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Powering Decisions Across the Energy Lifecycle

How four energy and utility leaders are tackling their toughest challenges with advanced analytics.

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