Navigating Risk Management with Machine Learning
The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning
One of Brazil’s top 5 private banks
Modernizing credit decisioning and auto loan pricing with FICO® Platform to drive personalized, profitable growth
UK Cards Data Shows Rise in Delinquencies, First-Party Fraud Risk
In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud
2025 State of Responsible AI in Financial Services: Unlocking Business Value at Scale
How AI and technology leaders in financial services are unlocking business value through Responsible AI.
FICO UK Credit Card Market Report: October 2024
Payments to balance unexpectedly increase – albeit marginally - as spend and balances fall in typical seasonal patterns
2025 Consumer Survey: Netherlands Fraud, Identity and Digital Banking
From convenience to trust: What shapes digital banking choices
2025 Consumer Survey: Fraud, Identity and Digital Banking - India, Philippines, Malaysia, Thailand, Singapore, and Indonesia
From convenience to trust: What shapes digital banking choices
Critical steps to improving personalization at speed and scale - Portuguese
Highlighting boardrooms’ collective blind spots
Critical steps to improving personalization at speed and scale - Spanish
Highlighting boardrooms’ collective blind spots
The Future of Risk Management: Acquire and Engage Customers
How to improve customer acquisition, experience, and lifetime value with a personalized, 360-degree customer view
How Vitality Fuels Customer Engagement & Loyalty
Vitality, a major healthcare insurer in the UK, shows how harnessing technology to personalize healthcare experiences can drive sustainable growth
2024 Bank Customer Experience Survey: Asia Pacific
Insights into APAC customer behaviors, preferences, and experiences with banks
Decision Modeler Product Sheet
Decision Modeler accelerates and automates Intelligent Decisioning strategies with explainable AI for faster time to market.
It's Time to Rethink Credit Strategies in South Africa
Lenders can unlock a competitive advantage with enhanced credit line optimization in digital onboarding, as well as optimization in customer management and debt collection
How Did the Pandemic Affect UK Consumers’ Card Payments?
FICO data reveals that the positive payment behaviour from the pandemic is still persisting
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