A Tale of Two Portfolios Auto ABS Market
How resilience profiles can benefit the auto ABS market
Forrester The Total Economic Impact™ Of FICO Decision Modeler - French
Improvements To Revenue And Profitability, Productivity, And Cost Savings Enabled By Democratized And Simulated Decision Authoring
Measuring Consumer Resilience to Economic Stress for ABS
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their credit bureau characteristics, irrespective of the economic environment.
Using Borrower Resilience to Inform Strategies Across the Credit Lifecycle
Consumer Bankers Association Webinar with David Binder Senior Principal Consultant Scores.
FICO® Resilience Index 2
Expand consumer resilience prediction across the credit lifecycle
Why most banks fail at digital transformation and how to avoid those pitfalls
How financial services firms can successfully modernize their operations
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
FICO® Resilience Index Validation Best Practices
Four-point checklist to structure an effective analysis
ANZ New Zealand
Leading New Zealand bank pioneers explainable machine learning models to assess credit risk
Responsible AI: Are European Firms Ready for the Regulators?
As the EU works on an AI Act, FICO research suggests that banks are expanding their use of AI but not necessarily focused on responsible AI
Prominent North American Bank
A top 5 US bank leverages machine learning to responsibly improve credit risk decisions.
FICO® Resilience Index | Solution Sheet
Helping financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions and keep credit flowing during uncertain economic times.
Measuring consumer resilience to economic stress using the FICO® Resilience Index
Discover and manage potential latent risk within groups of consumers bearing similar FICO® Scores, without cutting off access to credit for resilient consumers.
UK Card Spend Reaches Highest Level Since at Least 2006
FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment
Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti
The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.
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