FICO Survey: 67% of Thais Not Satisfied with Generic Credit Offers from Their Bank
51 percent are very willing to offer more financial information for better interest rates or lower fees
FICO UK Credit Market Report April 2021: End of Lockdown Increases Credit Card Spend 12 Percent
Continued government support and accrued savings blur the true picture of UK debt
Why improving hyper-personalization is worth every cent invested
Hyper-personalization is the critical route to improving customer engagement, loyalty, and reputation
FICO UK Credit Market Report March 2021: Early Warning Signs
True state of consumer finances still masked in March; April will be pivotal for lenders
UK Credit Cards: Pre-Holiday Spending and Payments
UK card sales and cash spend fell before the usual Christmas upturn, although inflation means spending was higher than the same period in 2022
FICO UK Credit Market Report February 2021: A Tale of Two Halves
The financially stressed show signs of more stress while lockdown has helped others
FICO UK Credit Card Market Report: June 2023
Average credit card spend rises to highest level in 15+ years as inflation remains high
FICO UK Credit Market Report January 2021: More Signs of Stress for the Financially Stretched
January 2021 data on UK credit cards suggests that curtailed spending has helped some consumers but an increase in accounts missing two or more payments signals growing financial stress for others
Critical steps to improving personalization at speed and scale
Highlighting boardrooms’ collective blind spots
US Bankcards Industry Benchmarking Trends: 2023 Q3 Update
More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise
FICO UK Credit Market Report December 2020: Debt Pressures Growing
December 2020 data on UK credit cards reveals rapidly increasing balances for consumers missing two or more payments
UK Credit Cards: Stable Activity in September Ahead of Holiday Period
UK credit card missed payments and total balances rise, while spending falls ahead of the festive period
FICO UK Credit Market Report November 2020 New Data Raises Concerns About Post-Christmas Payments as Consumers Raise Card Spending
November 2020 data on UK credit cards reveals consumer spending almost the same as 2019 whilst missed payments creep up
FICO UK Credit Market Report October 2020 Shows £90 Billion of Unused Credit
Analysis of UK card issuers’ data highlights the potential time-bomb of unused credit
FICO UK Credit Market Report September 2020 Shows Card Spend Rise Stalling
Analysis based on UK card issuers’ data also shows high level of unused credit could be a risk as festive spending may be an antidote to a year of woes
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