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FICO Score Open Access Program Reaches Milestone of 250 Million Consumer Financial Credit Accounts

Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management
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Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
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FICO® Score XD - How it works

Giving lenders the ability to identify credit ready, previously unscorable borrowers
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Consumer Payment Behavior on Credit Cards Impacted by the Pandemic

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
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FICO® Score 4

The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
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FICO® Extended Score 4

FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
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‘FICO Drift’: What Is It, and What Causes It?

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
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Critical Ingredient to Identify Healthy Mortgage-Backed Securities

FICO® Scores: A critical element in cash flow analysis for proper valuation.
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Top 10 Reasons to Migrate to FICO® Score 10T

Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
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US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead
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A New Tool for More Precise Lending, Risk Management and Housing Policy

FICO® Resilience Index, eight use cases examined
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2022 Credit Trends in the US by City and State

FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
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A Tale of Two Portfolios RMBS Market

How resilience profiles can benefit the RMBS market
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FICO Scores Financial Inclusion

Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores

Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
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FICO and Chelsea Football Club to Raise Financial Literacy in U.S.

Strategic partnership between Chelsea FC and FICO aims to make a positive impact on the communities where games are played
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