Getting the Most Out of Early Collections with Decision Optimization
Česká Spořitelna has been successfully using decision optimization across multiple decision areas for many years.
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
A New Tool for More Precise Lending, Risk Management and Housing Policy
FICO® Resilience Index, eight use cases examined
2022 Credit Trends in the US by City and State
FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores
Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
A Tale of Two Portfolios Auto ABS Market
How resilience profiles can benefit the auto ABS market
Expanding Credit Access With Alternative Data – FICO Scores More
90% of the credit eligible US population can be scored by the FICO® Score Suite
Measuring Consumer Resilience to Economic Stress for ABS
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their credit bureau characteristics, irrespective of the economic environment.
FICO® Bankcard Score 10
The most powerful FICO® Bankcard Score ever supports more precise consumer credit risk management for bankcard issuers
FICO® Auto Score 10
The most powerful FICO® Auto Score ever supports more predictive consumer credit risk management for auto dealers and lenders.
Using Borrower Resilience to Inform Strategies Across the Credit Lifecycle
Consumer Bankers Association Webinar with David Binder Senior Principal Consultant Scores.
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