North America What FICO Score Dynamics from Prior Downturns and Natural Disasters Can Tell Us About the Road Ahead
FICO score distributions and odds-to-score relationships have shifted during prior downturns and natural disasters
Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data
2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.
Cash Flow Data Can Improve Credit Access with an UltraFICO® Score
Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score
Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022)
Building portfolio risk resilience into Collections & Recovery
Addressing Portfolio Risk in Economic Uncertainty: Part 3 (2022)
Building portfolio risk resilience into customer management
Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)
Building portfolio risk resilience into customer acquisition
Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022)
This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index
In-depth look at the distribution of average U.S. FICO® Scores in 2022
The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation
US Bankcards Industry Benchmarking Trends: 2022 Q3 Update
Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels
FICO® Score Global Success
FICO® Scores and Services for International Markets — Developed by Acknowledged Global Risk Experts
FICO® Score for International Markets
Leveraging local credit bureau data, FICO® Score for International Markets helps lenders improve the appraisal of a borrower’s credit readiness by intelligently interpreting credit risk.
5 things FICO is doing to help Lenders turn financial dreams into reality for consumers
See what FICO is doing to help Lenders turn financial dreams into a reality for consumers.
FICO® Scores Global Products and Services
Delivers a range of products and services globally that support lenders in developing enhanced credit risk strategies
UltraFICO® Score Fact Sheet
The consumer-powered score. See where it can take your business.
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