Digital simulations allow you to safely hypothesize and test “what if” scenarios and use the resulting insights to push through pain points in your business.

With more than 70 billion real-time payments last year worldwide, the risk of fraud is also growing in this relatively new channel

Best Practices: Must-have checklist for winning pooled models

Contextual intelligence puts the right amount of data into the appropriate context, at specific moments in the customer journey

Top 5 takeaways from FICO 's North American consumer survey on Digital Account Opening

Using alternative data, FICO® Score suite delivers more reliable credit scores

Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact

Build Stronger, More Profitable Portfolios with Pooled Models that Drive Smarter Originations Decisions

Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers

The FICO Score is a broad-based, independent standard measure of credit risk

FHFA and Fannie Mae take significant step forward in the use of alternative data

Credit card spend 3.5% higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position

Existing AML, counter-terrorist funding and KYC processes need attention due to the new ways third-party providers work under Open Banking

From South America to South Africa, businesses are using centralized decisioning to connect with customers

Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system