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Fighting Bias: How Interpretable Latent Features Remove Bias in Neural Networks

FICO’s data science labs called interpretable latent feature-based neural networks (ILF NNET) help expose and eliminate biases derived from data showing up in the model.

5 Ways Credit Unions Can Be More Resilient with AI and Analytics

AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk

Ethical AI: A Breakdown with Dr. Scott Zoldi

Zoldi in conversation with Dr. Ganna Pogrebna, Professor of Business Analytics and Data Science at Columbia University

AML in the Pandemic: Three Success Stories

Three new success stories show how banks are using technology and best practices to fight AML in the pandemic

Top Challenges in Risk Management: Are Your Risk Models Working?

At FICO’s UK CRO Summit, industry leaders shared approaches to managing risk models in the pandemic and other challenges in risk management

The Five Pillars of a Decision Management Platform

A decision management platform approach makes competitive differentiation far easier by providing an organization’s "brain and central nervous system"

Simulated FICO Score Impacts from Balance Aggregation due to Mortgage Forbearance

Research shows balance aggregation results in modest impact to FICO® Scores

FICO’s New AI Playbook: How to Achieve Responsible AI

The Responsible AI Playbook provides a clear path to operationalizing AI deployments. Use it to achieve high-impact business results within important ethical and legal boundaries.

Decision Optimization: 5 Reasons You Need It More than Ever

In an uncertain environment, decision optimization gives you what you need most - speed and control

UK Credit Cards: August Data Reveals Consumer Confidence

August saw a two-year low in consumers paying less than the amount due on cards, although signs of financial pressure can be seen

FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

Why FICO Is a Great Place to Work for Women (and Others!)

Recent awards from Forbes, Women in Credit, Great Place to Work and more show why FICO is a great place to work for women - and men - around the world

2022 FICO Decisions Awards Now Open

Call for Best Advanced Analytics Achievements of the Year

Technology Convergence: Fighting Fraud and Financial Crime

Data accessibility and collaboration are critical as banks seek technology convergence to fight fraud and financial crime

Home Credit an Award Finalist for AI-Powered Optimization

Home Credit is a finalist in the Banking Tech 2021 Awards, in the Best Use of AI category, for a project using AI-powered optimization from FICO

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